info Private Registry Notice

This website is a private registry service and is not a U.S. government agency. Official state unclaimed property programs remain free and independent of this portal.

U.S. Unclaimed Assets Registry
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Reference & Documentation

The Resource Center

Everything you need to understand unclaimed property: claim forms, a plain-English glossary, the legal framework, and links to official state programs.

§ Documents

Claim Forms & Templates

Sample templates to help you prepare. Each state program may require its own official forms — always confirm the exact requirements for your jurisdiction before submitting.

description Template

Individual Claim Form

Standard form for an original owner claim.

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family_history Template

Heirship Affidavit

Declaration of heirs for a deceased owner's estate.

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gavel Template

Estate Authority Form

Establishes your legal authority to act for an estate.

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corporate_fare Template

Business Claim Packet

For corporations, non-profits, and trusts.

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fact_check Checklist

Proof of Ownership Checklist

What evidence supports your claim.

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upload_file Guide

Document Upload Guide

How to submit clear, accepted scans.

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§ Plain English

Glossary of Terms

Unclaimed Property
Money or assets a holder has lost contact with the owner about, turned over to the state for safekeeping.
Escheatment
The legal process by which unclaimed property is transferred to state custody until claimed.
Dormancy Period
The time (often 1–5 years) of inactivity before an asset is considered unclaimed.
Holder
The bank, insurer, employer, or company that originally held the asset.
Claimant
The person or entity filing to recover the property.
Heir / Beneficiary
A person legally entitled to a deceased owner's assets.
Due Diligence
Efforts a holder must make to notify an owner before reporting property to the state.
NAUPA
National Association of Unclaimed Property Administrators — coordinates official state programs.
gavel Legal Framework

The Law Behind Unclaimed Property

Every U.S. state has unclaimed property statutes — many based on the Uniform Unclaimed Property Act. These laws require holders to report and deliver dormant assets to the state, which safeguards them for the rightful owner.

Crucially, in most states your right to reclaim does not expire. The state acts as a custodian, not an owner, and must return the property when a valid claim is proven.

Key Principles

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    Custodial, not confiscatory

    The state holds property in trust for you.

  • balance
    No expiration in most states

    Ownership rights typically survive indefinitely.

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    Free to reclaim

    Official programs charge nothing to search or return funds.

  • balance
    Heirs are protected

    Successors can claim a decedent's property.

§ Official Directory

State Unclaimed Property Programs

Most unclaimed property is held at the state level. The official, free national directory is maintained by NAUPA. Use it to reach your state's program directly.

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National Directory (NAUPA)

Find and search every U.S. state and territory program — always free.

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